Privacy Policy


Privacy Policy

Effective April 14, 2003, the Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires that health plans protect the confidentiality of your private health information.

You may find a complete description of your rights under HIPAA in the Plan's Privacy Notice that describes the Plan's privacy policies and procedures and outlines your rights under the privacy rules and regulations.

The Plan will distribute its Privacy Notice:

  • Before April 14, 2003 when the privacy rules require distribution,
  • Periodically, as required by the rules, and
  • when changes are made in policies and procedures.

This Plan and the Plan Sponsor will not use or further disclose your protected health information except as necessary for treatment, payment, health plan operations and Plan administration or as permitted or required by law. In particular, the Plan will not, without your written authorization, use or disclose your protected health information for employment-related actions and decisions or in connection with any other benefit or employee benefit plan of the Plan Sponsor.

The Plan also hires professionals and other companies to assist it in providing health care benefits. The Plan has required these entities, called "Business Associates" to observe HIPAA's privacy rules. In some cases, you may receive a separate notice from one of the Plan's Business Associates. It will describe your rights with respect to benefits provided by that company.

Your rights under HIPAA with respect to your protected health information include the right to:

  • See and copy your health information;
  • Receive an accounting of certain disclosures of your health information;
  • Amend your health information under certain circumstances; and
  • File a complaint with the Plan or with the Secretary of Health and Human Services if you believe your rights under HIPAA have been violated.

If you need a copy of the Privacy Notice, please contact the Fund Office.

Download Privacy Policy


North Central Illinois Laborers' Health & Welfare Fund
4208 W. Partridgeway Unit #3
Peoria, IL 61615
Telephone: 309.692-0860
Toll Free: 866.692-0860
Facsimile: 309.692-0862